The Preferred Name in Mortgage Banking in Nigeria

Changing the Landscape of Mortgage Banking in Nigeria


Refuge BANK is a Mortgage Bank initiated by the compelling desire to change the landscape of mortgage banking, especially in the continent of Africa.

The promoter’s motivation is to deliver affordable housing accommodation to its customers on a regular basis through a well thought-out funding arrangement.

REFUGE BANK also focuses on providing integrated financial solutions to our customers in the areas of Banking, Real Estate Projects and Personal Wealth Management.

Products We Offer

We will setup your account within 24 hours of application.


REFUGE SCHOOL BUILDING / RENT FINANCE : work with schools to assist in expanding their businesses, buy up the buildings or pay rents on school venues. These loans can be paid back within a year for ‘rent’ and up to two years for ‘purchase’ at attractive interest rates.

Read More


REFUGE RENT FINANCE entails giving out rent loans to individual customers or a group e.g. staff members payable within one year with attractive interest rates. The security for the facility is salary domiciliation and corporate guarantee from employer. This is called Rent Made Easy.

Read More


Refuge Finance for Professionals (REF-P) is a risk asset product designed for individual professionals. It is meant to create a strong bond between the clients and the bank through support and financing.

Read More


This product helps in financing renovations and upgrades in residential and business premises. It can equally be accessed to enhance the interior of individual residences. This includes acquisition of household items

Read More


This product is designed to enhance the value of housing estates in partnership with the residents associations and facility managers.

Read More

Fast & Easy Application Process

key steps to open a bank account with us


Choose an account type

Choose a savings account if you’re looking for a place to save money over a short period of time, but still keep it readily accessible.


Open your account

You’ll have to give personal information such as your address, date of birth, social insurance number, phone numbers, etc.


Choose a product

We have created various financial products that will be highly beneficial to you.

Why People Choose Us

Refuge Mortgage Bank Ltd is one of the foremost mortgage banks in Nigeria having been in operation since 1993.

Dedicated Specialists

Our staff and management team are qualified professionals

Meet the team

Success Stories Rating

we have a 4.5 Star success ratings from our customers

View Our Products

What we offer

we provide mortgage for affordable housing…

Why choose us

Some of our Awesome Testimonials

Some of our satisfied customers 

Latest News from Refuge Bank

Our mission is to deliver reliable, latest news and opinions.

Get your transactions done on the go!

July 10, 2019by

Thinking of making quick transactions like fund transfer, payment of bills, airtime top-up and...

Read More

We are glad to inform you that the USSD Banking is now LIVE!

November 7, 2018by

To top-up, Dial…   *540*MFB last 3 institution code*Amount# i.e. *540*061*100# To check balance,...

Read More

Boost for agric financing as CBN rolls out new rules

August 24, 2017by

The amendment of the Commercial Agriculture Credit Scheme (CACS) and the pegging of the...

Read More

Buyer beware! The top 10 investment scams

August 24, 2017by

Securities Fraud #1 – Penny Stocks The micro-cap stock market (ie: penny stocks) has...

Read More

Here are 20 easy ways to save some money every day

December 14, 2016by

These days, in our world of instant gratification, it’s more important than ever to...

Read More

We are Here to Help You

Our mission is to deliver reliable, latest news and opinions.

Apply For Loan

Looking to buy a car or home loan? then apply for loan now.

Get Appointment

Call us at

+234 909 000 1258 EXT 0

Contact us

Talk to Advisor

Need a loan advise? Talk to our Loan advisors.

Meet The Advisor