Get 80% of Your Salary Upfront within 24 hours of applying.
The Refuge Salary Advance Scheme (SALAD) offers you the needed funds to meet your urgent personal financial obligations such as house rent, school fees, hospital bills, traveling expenses, burial expenses, etc. You have control over the spending.
Time is of the essence, as we know you might want to use funds for emergencies. The money is disbursed within a few hours of applying for the loan, without much paperwork, helping you navigate unforeseen circumstances with ease.
Convenience and Flexibility
We have made this stress-free, flexible, and convenient for you. You can choose the amount that suits your needs and you decide how to spend the advanced funds, allowing you to prioritise your needs and pay when you are paid.
Responsible Borrowing
Unlike traditional loans, SALAD avoids the burden of high interest rates and long repayment terms. You only repay a portion of your upcoming salary, promoting responsible borrowing and preventing debt accumulation.
More Beneficial Products
Rent Finance
Break free from hefty rent deposits. With our help, you can secure your dream rental instantly – no upfront costs, zero equity contribution, and just your salary as collateral.
This product entails giving out rent loans to individual customers or a group, e.g. staff members, payable within one year with attractive interest rates.
Our Equity Release Product offers individuals access to funds for their planned business expansion, working capital, and capital projects, using their property as collateral.
Refuge Mortgage Loans allow individuals in paid employment or self-employment and corporate organizations to access funds to buy a dream house of their own and corporate offices.
