Easi-Save Account
A special savings towards payment of various of things like education, school fees, home appliances, house rent etc….
Secure your banking experience by linking your BVN or NIN at Refuge Mortgage Bank today.
Security Message!!!
Refuge Mortgage Bank will NEVER Call, SMS, WhatsApp or Email requesting for your PIN, Token, OTP or other sensitive bank information. If you provided sensitive information, contact us now to secure your account.
House Renovation Improvement (HORIMP)
This product helps in financing renovations and upgrades in residential and business premises. It can equally be accessed to enhance the interior of individual residences.
Construction Finance
The Refuge Mortgage Construction Finance product provides funds to developers and individuals for existing projects, new ventures, and real estate profit-making enterprises.
Equity Release
Our Equity Release Product offers individuals access to funds for their planned business expansion, working capital, and capital projects, using their property as collateral.
Rent to Own
Rent to Own Advance is a consumer loan product targeted at employees of structured organizations in the private sector and NGOs of the economy whose salary accounts are domiciled with Refuge Mortgage Bank to access funds to their dream house and pay over a period.
Rent Finance
Break free from hefty rent deposits. With our help, you can secure your dream rental instantly – no upfront costs, zero equity contribution, and just your salary as collateral.
This product entails giving out rent loans to individual customers or a group, e.g. staff members, payable within one year with attractive interest rates.
SALAD
The Refuge Salary Advance Scheme (SALAD) offers you the needed funds to meet your urgent personal financial obligations such as house rent, school fees, hospital bills, traveling expenses, burial expenses, etc. You have control over the spending.
Commercial Mortgage Finance
Our Commercial Mortgage Financing product allows shop owners with duly proof of ownership to access funds to meet their business’s working capital needs.
REF-P
Refuge Finance for Professionals (REF-P) is a risk asset product for individual professionals. It is meant to create a strong bond between the clients and the bank through support and financing.
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Self
Service
Service
https://ibank.mybankone.com/RefugeMortgage
Banking | Mortgage | Real Estate
Products we offer
In our quest to provide the best finance and mortgage solutions, we have designed products with appealing features as shown below.
Our Equity Release Product offers individuals access to funds for their planned business expansion, working capital, and capital projects, using their property as collateral.
Our Commercial Mortgage Financing product allows shop owners with duly proof of ownership to access funds to meet their business’s working capital needs.
The Refuge Mortgage Construction Finance product provides funds to developers and individuals for existing projects, new ventures, and real estate profit-making enterprises.
Refuge Mortgage Loans allow individuals in paid employment or self-employment and corporate organizations to access funds to buy a dream house of their own and corporate offices.
The Refuge Salary Advance Scheme (SALAD) offers you the needed funds to meet your urgent personal financial obligations such as house rent, school fees, hospital bills, traveling expenses, burial expenses, etc. You have control over the spending.
Refuge Finance for Professionals (REF-P) is a risk asset product for individual professionals. It is meant to create a strong bond between the clients and the bank through support and financing.
Access up to N10m for motor vehicles or up to N2M for home appliances at competitive rates with the Refuge Household Enhancement Facility (RHEF).
We don’t just finance improvements; we finance dreams. Let us assist you in creating your ideal home and estate.This product focuses only on financing expenditures that aim to improve the external ambience of the existing estate through the following:
This product helps finance renovations and upgrades on residential and business premises. It can equally be accessed to enhance the interior of individual residences. This includes the acquisition of household items.
Rent to Own Advance is a consumer loan product targeted at employees of structured organizations in the private sector and NGOs of the economy whose salary accounts are domiciled with Refuge Mortgage Bank to access funds to their dream house and pay over a period.
Break free from hefty rent deposits. With our help, you can secure your dream rental instantly – no upfront costs, zero equity contribution, and just your salary as collateral.
This product entails giving out rent loans to individual customers or a group, e.g. staff members, payable within one year with attractive interest rates.
Refuge School Building and Rent Finance empowers schools to expand, acquire property, and meet rental needs.
We work with school owners to expand, buy up the buildings or pay rent. These loans can be paid back within a year for ‘rent’ and up to two years for ‘purchase’ at attractive interest rates.
School Support Scheme product allows private school owners to access funds for expansion, renovation, property acquisition, salary payment, laboratory and science equipment, etc.
Home/Office/Estate
Improvement
-
Refuge House Renovation &
Improvement Account - Refuge Estate Improvement Account
- Refuge Household Enhancement Facility(RHEF)
Personal Finance
- Refuge Finance for Professionals (REF-P)
- Refuge Salary Advance Scheme (SALAD)
Mortgage and Equity Loans
- Refuge Mortgage Loans
- Refuge Mortgage Construction Finance
- Commercial Mortgage Financing
- Equity Release Facility
Refuge Loan Calculator
Quickly calculate your total loan amount with our loan calculator.
N500,000
N250,000,000
N5,000,000,000
1 Month
30 Months
60 Months
Loan Breakdown
Principal Interest
Total amount you will pay:
N2,556,667Please note that the interest rate differs per product and may not be updated in real-time.
Refuge Latest News
Dive into our blog, where we share insights, expert advice, and key steps to empower your journey.
Yesterday, Dr Femi Otenigbagbe, MD/CEO of Refuge Mortgage Bank, paid a courtesy visit to His Worshipful, Cllr. Kola Agboola, the
March 26, 2025
Meet The Man Behind The Nigeria Mortgage Scheme For UK Diasporans – Watch full episode via this link – https://youtu.be/gCyWKIP0cZY
March 25, 2025
Our Projects
New properties for sale @ Refuge Mortgage Bank
The bridge initiative
Beaufort Royale Estate
Come and be a Proud Home owner thereby making every man's "owning a home" dream a reality.
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