Banking | Mortgage | Real Estate

Refuge Finance for Professionals

Level up your career. Secure funding with fast approval.

Refuge Finance for Professionals (REF-P) is a risk asset product for individual professionals. It is meant to create a strong bond between the clients and the bank through support and financing.

Our bank is safe
and secure

Trusted by over
500,000 users

Product Requirement
Product Basic Features
The following are the product basic features of Finance for Professionals:

Tenor up to 12 months

Competitive pricing

Amount up to 10 million subject to net annual salary

Salary domiciliation/ post dated cheques

Deduction at source/ post dated cheques

Provision of instant renewal at expiration

Pre-Approval Requirements
The following are the Pre-Approval requirement of Finance for Professionals:

Receipt of loan application letter.

Receipt of executed loan offer letter

Receipt of duly notarized personal guarantee from a banker of at least Assistant Manager level with post dated cheque covering 120% of the loan amount

Receipt of executed Credit Agreement and the Right Of Set Off

Receipt of executed Payment Guarantee Form

Positive CRMS check

Keyman risk insurance of obligor

Post-Approval Requirements
The following are the Post-Approval requirement of Finance for Professionals:

Receipt of daily, monthly etc business proceeds into the account

Monthly loan repayment

Refuge Mortgage Bank
Achieve More With Us

Manoeuvrer Life's Transitions

This product allows you to access funds for land purchases and renovations or even secure rent payments. Let us fuel your journey, whether you’re starting a family, relocating, or pursuing exciting opportunities.

Uncompromising Convenience

Enjoy a maximum turnaround time of 24 hours upon submitting all necessary documents. Time is precious, and REF-P respects your busy schedule. We are committed to seeing your applications sorted at the snap of the finger.

Security You Can Trust

Your peace of mind is paramount. We offer employer guarantees or bank-approved guarantor options alongside life and job loss insurance for added protection. With this product, you can rest assured you are in safe hands.
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Build with confidence and unlock the full potential of your next development project.
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