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https://ibank.mybankone.com/RefugeMortgage
Banking | Mortgage | Real Estate
Products we offer
In our quest to provide the best finance and mortgage solutions, we have designed products with appealing features as shown below.
This is a special Savings Account that seeks to provide solutions for home ownership through structured savings, strategic recommendations and sound plans. The holder must generally maintain a specific balance based on the pre-determined monthly savings program.
Our Equity Release Product offers individuals access to funds for their planned business expansion, working capital, and capital projects, using their property as collateral.
Our Commercial Mortgage Financing product allows shop owners with duly proof of ownership to access funds to meet their business’s working capital needs.
The Refuge Mortgage Construction Finance product provides funds to developers and individuals for existing projects, new ventures, and real estate profit-making enterprises.
Refuge Mortgage Loans allow individuals in paid employment or self-employment and corporate organizations to access funds to buy a dream house of their own and corporate offices.
The Refuge Salary Advance Scheme (SALAD) offers you the needed funds to meet your urgent personal financial obligations such as house rent, school fees, hospital bills, traveling expenses, burial expenses, etc. You have control over the spending.
Refuge Finance for Professionals (REF-P) is a risk asset product for individual professionals. It is meant to create a strong bond between the clients and the bank through support and financing.
Refuge Household Enhancement Facility (RHEF)) is a consumer loan product targeted at employees of structured organizations in the private sector and NGOs of the economy whose salary accounts are domiciled with Refuge Mortgage Bank. Individuals in self employment with verifiable and consistent cash flow will also be our target. The objective is to further support our mortgage loan customers with finance to get the house ready for habitation.
We don’t just finance improvements; we finance dreams. Let us assist you in creating your ideal home and estate.This product focuses only on financing expenditures that aim to improve the external ambience of the existing estate through the following:
This product helps finance renovations and upgrades on residential and business premises. It can equally be accessed to enhance the interior of individual residences. This includes the acquisition of household items.
Rent to Own Advance is a consumer loan product targeted at employees of structured organizations in the private sector and NGOs of the economy whose salary accounts are domiciled with Refuge Mortgage Bank to access funds to their dream house and pay over a period.
Break free from hefty rent deposits. With our help, you can secure your dream rental instantly – no upfront costs, zero equity contribution, and just your salary as collateral.
This product entails giving out rent loans to individual customers or a group, e.g. staff members, payable within one year with attractive interest rates.
Refuge School Building and Rent Finance empowers schools to expand, acquire property, and meet rental needs.
We work with school owners to expand, buy up the buildings or pay rent. These loans can be paid back within a year for ‘rent’ and up to two years for ‘purchase’ at attractive interest rates.
School Support Scheme product allows private school owners to access funds for expansion, renovation, property acquisition, salary payment, laboratory and science equipment, etc.
Home/Office/Estate
Improvement
-
Refuge House Renovation &
Improvement Account - Refuge Estate Improvement Account
- Refuge Household Enhancement Facility(RHEF)
Personal Finance
- Refuge Finance for Professionals (REF-P)
- Refuge Salary Advance Scheme (SALAD)
Mortgage and Equity Loans
- Refuge Mortgage Loans
- Refuge Mortgage Construction Finance
- Commercial Mortgage Financing
- Equity Release Facility
Refuge Loan Calculator
Quickly calculate your total loan amount with our loan calculator.
N500,000
N250,000,000
N5,000,000,000
1 Month
30 Months
60 Months
Loan Breakdown
Principal Interest
Total amount you will pay:
N2,556,667Please note that the interest rate differs per product and may not be updated in real-time.
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