15 Mortgage Tips for First-Time Homebuyers
If you’re in the market for your first home, the process may seem pretty daunting, especially getting your first mortgage. However, the more you know about mortgages, the better prepared you’ll be, so here are 15 things you should know that can get you ready for the application process and possibly save you money. Know […]
How to access the National Housing Fund (NHF) Loan
WHO CAN APPLY Any Nigerian above the age of 18 The applicant must be a contributor to the National Housing Fund for a minimum period of six months. The applicant must have satisfactory evidence of a regular flow of income to guarantee loan repayment. PURPOSE The loan shall be for the purpose of building, purchasing […]
Mortgage Refinancing and its Benefits
Refinancing your mortgage can help you save money (or at least lower your payments), but sometimes it’s just an expensive mistake. If you’re considering refinancing, study up before you pull the trigger. What is Mortgage Refinancing? A refinancing transaction happens when you swap out an old loan for a new (ideally better) one. Your new […]
Things you need to consider before taking a mortgage
It’s harder to qualify for a mortgage loan these days. New regulations require lenders to verify every aspect of a borrower’s financial background, before making the loan. As a borrower, you should avoid doing anything that might harm your chances of getting approved for a loan. Learn what to do before applying for a mortgage. […]
Get your transactions done on the go!
Thinking of making quick transactions like fund transfer, payment of bills, airtime top-up and so much more? It’s so much easy and convenient using our online banking on web and mobile, available to you 24/7. Why not give it try? Click here to register and enjoy our online banking.
We are glad to inform you that the USSD Banking is now LIVE!
To top-up, Dial… *614*061*Amount# i.e. *614*061*100# To check your balance, Dial… *614*institution code*0# i.e. *614*061*0#
Boost for agric financing as CBN rolls out new rules
The amendment of the Commercial Agriculture Credit Scheme (CACS) and the pegging of the maximum loan intake for any project under the scheme at N2 billion are some of reforms being introduced by the Central Bank of Nigeria (CBN) to stimulate activities in the agricultural sector. More commercial banks are also being encouraged by the […]
Buyer beware! The top 10 investment scams
Securities Fraud #1 – Penny Stocks The micro-cap stock market (ie: penny stocks) has a long history of fraud, yet it attracts new investors every day. The dream of owning the next Microsoft, Yahoo, or eBay at the start-up stage and riding it to easy riches is enough to make even a skeptic’s greed glands […]
Here are 20 easy ways to save some money every day
These days, in our world of instant gratification, it’s more important than ever to be able to stay focused on saving money any way you can. So to help you monitor your spending habits and cut expenses, here are 20 easy ways you can save every day—starting right now. How’s that for instant gratification? 1. […]
