The Company's management team is led by Florence Adeola-Dada. She oversees the day to day running of the business of the company. Florence is a graduate of Mathematics from the University of Benin, Benin City, Post Graduate Diploma in Strategic Management and Leadership from Metropolitan School of Business Management and an MBA from the University of Chichester, United Kingdom. She is also Member Nigerian Institute of Management. She has a remarkable working experience in banking operations. She has acquired over 23 years working experience spanning all aspects of Operations, Marketing, Credit Risk Management, Customer Relations and Consumer Banking. She is ably supported by key management staffs who have distinguished themselves in various areas of specialization.
Head Internal Control and Audit
Mr. Chudi Onyekwere is an honours degree holder in Business Administration from University of Benin, Benin City. He is also a Chartered Accountant (1990).He has had a noteworthy experience of banking and private enterprise. His 19 years banking experience spans the areas of Treasury, Treasury operations, Investment Management, Financial control, Foreign Exchange operations, Marketing and Consumer banking. He is also an Associate member of Chartered Institute of Taxation of Nigeria (CITN).
Head, Financial Control
She is a graduate of Accountancy from Federal Polytechnic Ede, Osun State. She is an Associate of Institute of Chartered Accountant of Nigeria. She has over 9 years banking experience spanning from Operation, Internal Control, and Financial Control. She is also an Associate member of Chartered Institute of Taxation of Nigeria (CITN).
Edet is a graduate of accounting with second upper division, MBA holder and a Fellow of the institute of chartered accountant of Nigeria (FCA). He is also an associate of Credit Risk Managers of Nigeria Edet has worked for over 20 years in various industries in Nigeria including aviation, communications, oil and gas and financial institution. His job functions include setting up of accounting system, development and implementation of finance and accounting policies, management of the accounting functions of the organisations, treasury and cash management, budget and budgetary control, preparation financial statement etc. His career in banking has been on Marketing, Operations, Credit and Risk management, Consumer and Retail Banking where he has over 15years experience in Credit Analysis, Financial Statements Analysis, Facility Structuring and Packaging, Risk Rating, Relationship Management; Project Management & Monitoring; Credit Examination, Credit Administration & Monitoring; Collections; Accounts Reconstruction, Accounts Reconciliation and Facility Restructuring; Loan Work–Out (Loan Remedial) and Debt Recovery, Product Development and Loan Portfolio Management. His experience as account officer helped him to understand the market when making credit judgment as a credit risk manager. He has attended a number of courses in Credit Risk Management and Administration, Accounting and Finance, Auditing, Budgeting, Debt Management and Recovery, Internal Control and Auditing, Risk Analysis and Management, Total Quality Management (TQM), Consumer lending in Nigeria, Lease and Lease Administration, Risk Measurement and Management, Petroleum Economics; Risk and investment Analysis in oil and Gas Industry, Fraud, Detection and Control, Banking Operations, Corporate Planning. Before Joining Refuge Mortgage Bank Limited, he was Group Head, Consumer Finance Group for over 7 years at Fidelity Bank Plc where he developed over 40 credit product papers, disbursed and managed over N150Bn consumer loans.
Head, Information Technology
He is a graduate of Computer Science from Yaba College of Education. He has over 9years working experience in IT, having worked with Poise Nigeria Ltd., Probanx Information and Information Engineering Technology. He has attended several training on software. He is presently in charge of the Information Technology Department of the Bank.
Company Secretary/Legal Adviser
Barrister Adebisi Sogunle A. A Sogunle and Associates graduated from Obafemi Awolowo University in 1991 from the Faculty of Law. He subsequently attended the Nigerian Law School for his Barrister at Law degree. He also attended the University of Lagos in 1996/1997 for his LL.M. he began his private legal practice in 1992 at Dandare and Co., Bernin –Kebbi, Kebbi. In 1993, he joined the law firm of Olufemi Lanlehin and Co. where he was till 1997 before establishing his Law Firm, A. A. Sogunle and Associates.