Banking | Mortgage | Real Estate

Refuge Mortgage Loans

Own a Building in Nigeria. Secure Up to 50MN with Refuge Mortgage Loan.

Refuge Mortgage Loans allow individuals in paid employment or self-employment and corporate organizations to access funds to buy a dream house of their own and corporate offices.

Our bank is safe
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Trusted by over
500,000 users

Turn Your Housing Estate Into an Exquisite Structure

We offer a strategic partnership helping you to fund well-timed projects that enhance your neighborhood’s aesthetics, infrastructure and market value.

This product focuses only on financing expenditures that aim to improve the external ambience of the existing estate through the following:

Asset Acquisition

Improvement of Facilities

Redevelopment of the
Estate

Upgrading of Infrastructure
within the Estate

Product Basic Features

The following are the basic features of Mortgage Loans:

Obligor limit up to N50M
Tenor up to 10 years
Competitive Pricing
Equity contribution up to 30%
Provision for refinancing through Nigeria Mortgage Financing Company with a reduced rate and longer tenor

Pre-Approval Requirements

The following are the Pre-Approval requirement of Mortgage Loans:

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Achieve More With Us

Extended Repayment Window

Enjoy loan terms extending up to 10 years with manageable repayment terms, allowing you to comfortably service the loan over a longer timeframe and ensuring you get to own a property now rather than later.

Cost Effectiveness with Flexible Financial Obligation

This gives you competitive interest rates, making the product a cost-effective solution compared to other options in the market. To make this more interesting, you can access varying amounts up to 50MN based on your specific requirements.

Flexible Solutions for All

Whether you're an individual, self-employed, or a corporate entity, Refuge Mortgage Loans offer tailored solutions to meet the diverse needs of various property buyers. Get in touch with us today.

More Beneficial Products

Salary Advance Scheme (SALAD)

The Refuge Salary Advance Scheme (SALAD) offers you the needed funds to meet your urgent personal financial obligations such as house rent, school fees, hospital bills, traveling expenses, burial expenses, etc. You have control over the spending.

Household Enhancement Facility (RHEF)

Access up to N10m for motor vehicles or up to N2M for home appliances at competitive rates with the Refuge Household Enhancement Facility (RHEF).

Rent Finance

Break free from hefty rent deposits. With our help, you can secure your dream rental instantly – no upfront costs, zero equity contribution, and just your salary as collateral. This product entails giving out rent loans to individual customers or a group, e.g. staff members, payable within one year with attractive interest rates.

Get in Touch With Us

Join forces with Refuge Mortgage Bank to enjoy the bright, better future you deserve.

Choose Refuge Mortgage Bank. Choose advancement.

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Refuge Mortgage Loans