Banking | Mortgage | Real Estate
Refuge Mortgage Bank Products
In our quest to drive profitability and deepen our market reach, we have designed risk asset products with appealing features.
The products are meant to make us more competitive through liability retention and brand loyalty.
We intend to create a mortgage one stop shop for all related activities
Our bank is safe
and secure
Trusted by over
500,000 users
Our Products
In our quest to drive profitability and deepen our market reach, we have designed risk asset products with appealing features.
School
School Building / Rent Finance
Refuge School Building and Rent Finance empowers schools to expand, acquire property, and meet rental needs.
We work with school owners to expand, buy up the buildings or pay rent. These loans can be paid back within a year for ‘rent’ and up to two years for ‘purchase’ at attractive interest rates.
School Support Scheme
School Support Scheme product allows private school owners to access funds for expansion, renovation, property acquisition, salary payment, laboratory and science equipment, etc.
Rent and Ownership
Rent to Own Advance Product
Rent to Own Advance is a consumer loan product targeted at employees of structured organizations in the private sector and NGOs of the economy whose salary accounts are domiciled with Refuge Mortgage Bank to access funds to their dream house and pay over a period.
Rent Finance
Break free from hefty rent deposits. With our help, you can secure your dream rental instantly – no upfront costs, zero equity contribution, and just your salary as collateral.
This product entails giving out rent loans to individual customers or a group, e.g. staff members, payable within one year with attractive interest rates.
Home/Office/Estate Improvement
Household Enhancement Facility (RHEF)
Access up to N10m for motor vehicles or up to N2M for home appliances at competitive rates with the Refuge Household Enhancement Facility (RHEF).
Estate Improvement Account
We don’t just finance improvements; we finance dreams. Let us assist you in creating your ideal home and estate.This product focuses only on financing expenditures that aim to improve the external ambience of the existing estate through the following:
House Renovation and Improvement Account
This product helps finance renovations and upgrades on residential and business premises. It can equally be accessed to enhance the interior of individual residences. This includes the acquisition of household items.
Personal Finance
Salary Advance Scheme (SALAD)
The Refuge Salary Advance Scheme (SALAD) offers you the needed funds to meet your urgent personal financial obligations such as house rent, school fees, hospital bills, traveling expenses, burial expenses, etc. You have control over the spending.
Finance for Professionals
Refuge Finance for Professionals (REF-P) is a risk asset product for individual professionals. It is meant to create a strong bond between the clients and the bank through support and financing.
Mortgage and Equity Loan
Equity Release Facility
Our Equity Release Product offers individuals access to funds for their planned business expansion, working capital, and capital projects, using their property as collateral.
Commercial Mortgage Financing
Our Commercial Mortgage Financing product allows shop owners with duly proof of ownership to access funds to meet their business’s working capital needs.
Mortgage Construction Finance
The Refuge Mortgage Construction Finance product provides funds to developers and individuals for existing projects, new ventures, and real estate profit-making enterprises.
Mortgage Loans
Refuge Mortgage Loans allow individuals in paid employment or self-employment and corporate organizations to access funds to buy a dream house of their own and corporate offices.
At Refuge Mortgage Bank , we make your dream come true...
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