Banking | Mortgage | Real Estate

Refuge Commercial Mortgage Financing

Experience Business Growth with a 90-day Flexible Repayment Loan.

Our Commercial Mortgage Financing product allows shop owners with duly proof of ownership to access funds to meet their business’s working capital needs.

Our bank is safe
and secure

Trusted by over
500,000 users

Turn Your Housing Estate Into an Exquisite Structure

We offer a strategic partnership helping you to fund well-timed projects that enhance your neighborhood’s aesthetics, infrastructure and market value.

This product focuses only on financing expenditures that aim to improve the external ambience of the existing estate through the following:

Asset Acquisition

Improvement of Facilities

Redevelopment of the
Estate

Upgrading of Infrastructure
within the Estate

Product Basic Features

The following are the basic features of Commercial Mortgage Financing:

Tenor up to 90 days
Shop documents as collateral
Competitive pricing
Obligor limit up to 50% of 6 months turnover subject to a maximum of N2M
Option to roll over at expiration
Flexible repayment in line with cash flow

Pre-Approval Requirements

The following are the Pre-Approval requirement of Commercial Mortgage Financing:

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Achieve More With Us

Never Run Out of Business Operating Cash

Use the value of your shop to unlock funds and invest in critical areas like equipment upgrades, inventory expansion, new product or service lines, marketing initiatives, and more.

Focused Financial Planning

Enjoy greater financial flexibility to handle day-to-day operations and seize new opportunities. Let's handle the finance while you focus on growing and expanding your business.

Streamlined Process

Experience a quick and efficient application process tailored to busy business owners like you. We understand the importance of time, so we strive to make accessing the capital you need smooth and hassle-free.

More Beneficial Products

Household Enhancement Facility (RHEF)

Access up to N10m for motor vehicles or up to N2M for home appliances at competitive rates with the Refuge Household Enhancement Facility (RHEF).

Rent Finance

Break free from hefty rent deposits. With our help, you can secure your dream rental instantly – no upfront costs, zero equity contribution, and just your salary as collateral. This product entails giving out rent loans to individual customers or a group, e.g. staff members, payable within one year with attractive interest rates.

Salary Advance Scheme (SALAD)

The Refuge Salary Advance Scheme (SALAD) offers you the needed funds to meet your urgent personal financial obligations such as house rent, school fees, hospital bills, traveling expenses, burial expenses, etc. You have control over the spending.

Get in Touch With Us

Choose Refuge Mortgage Bank. Choose advancement.

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Refuge Commercial Mortgage Financing