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Banking | Mortgage | Real Estate

Refuge Household Enhancement Facility (RHEF)

Enhance Your Refuge, Enhance Your Life

Access up to N10m for motor vehicles or up to N2M for home appliances at competitive rates with the Refuge Household Enhancement Facility (RHEF).
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Product Requirement
Refuge Household Enhancement Facility (RHEF) is a consumer loan product targeted at employees of structured organizations in the private sector and NGOs of the economy whose salary accounts are domiciled with Refuge Mortgage Bank.

You qualify for this if you are self-employed with verifiable and consistent cash flow. The objective is to further support our mortgage loan customers with finance to prepare the house for habitation.
Product Basic Features
The following are the basic features of Household Enhancement Facility (RHEF):
  • Up to N10M for motor vehicles
  • Up to N2M for home appliances
  • Up to 3 years for motor vehicles
  • Up to 12 months for home appliances
  • Attractive and competitive interest rate
  • Equity contribution 10%-20%
Pre-Approval Requirements
The following are the Pre-Approval requirement of Household Enhancement Facility (RHEF):

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    Funds For Your Specific Needs
    We have you in mind and the funds available can be tailored to your specific needs. You can get up to N10 million to finance necessary house upgrades, such as cars for easy commuting or appliances like washers and refrigerators.
    Flexible Repayment At Your Convenience
    Benefit from flexible repayment periods, allowing you to manage your loan conveniently and not be burdened with debt. You can repay auto loans for up to three years and appliance loans for twelve months.
    Easy Equity Contribution
    Leverage your existing assets through a flexible equity contribution option of only 10% to 20% to improve your improve your loan application's strength and unlock affordable financing.
    More Beneficial Products  
    Get in Touch With Us
    Contact us today to discuss your eligibility and unlock the full potential of your shop.
    Choose Refuge Mortgage Bank. Choose advancement.
    Apply Now

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